With a profit of $398 million in the first half of 2025, Ecobank posted a 23% increase year-on-year. This growth was driven by operational efficiency, a targeted regional strategy and rigorous cost management.
Ecobank posted strong results in the first half of 2025, with pre-tax profits of $398 million, up 23% compared to 2024. This performance was driven by improved operational efficiency and sustained revenue growth, despite economic uncertainty in several African markets. The pan-African bank thus surpassed the $1 billion mark in net income, while reducing its cost/income ratio to 49.1%, its lowest level in more than a decade.
“We are a top 5 bank in 22 of our markets, we are a top 3 bank in 15 or 16 of our markets, and we manage in many of these markets. So we are very confident and we provide solutions that are useful to our customers. They choose us for these solutions. We invest in digital banking and finance, among other things.”
Jeremy Awori , CEO of Ecobank – Kenya
This momentum is part of the ‘Growth, Transformation & Returns’ strategic plan, which continues to bear fruit. The group is strengthening its deposit collection, now estimated at nearly $24 billion, consisting mainly of low-cost resources. At the same time, Moody’s has raised Ecobank’s credit rating outlook from ‘negative’ to ‘stable’, praising the strength of the group, whose assets reached $28.9 billion as of 31 March.
‘We want to make sure that we are doing good in the countries where we operate, that we are not destroying the environment where possible, and that we are trying to contribute to job creation by increasing economic growth.’
Jeremy Awori , CEO of Ecobank – Kenya
As it approaches its 40th anniversary, Ecobank intends to combine financial performance with social impact. Resolutely forward-looking, the bank is focusing on digital innovation and strategic partnerships to support the economic development of the African continent, thereby consolidating its role as a key player in pan-African finance.
